Our expert mortgage advisors will help you to find a mortgage that’s right for you. We will advise you on the following key issues:
Contact us today to arrange a call to discuss your unique circumstances and requirements.
A First time buyer is where the applicant(s) has never purchase a property in Ireland or abroad.
The maximum Loan to Value mortgage is 90% of the value of the property.
No. A First time buyer can only purchase a property in which they intend to live in.
A First Time Buyer can avail of the Help to Buy scheme when purchasing a new build property or when building a new self-build property.
Borrowers can claim a maximum of 10% of the value of the property or €30,000 - whichever is lower.
A variable-rate allows you to increase your repayments, use a lump sum to pay off all or part of your mortgage or re-mortgage without having to pay any fixed-rate breakage fees. However, because variable rates can rise and fall, your mortgage repayments can go up or down during the term of your loan.
With a fixed-rate mortgage, your interest rate and monthly repayments are fixed for a set time as agreed between the lender and borrower.
Certain lenders allow overpayments or lump sum payments whilst on a fixed rate.
Stamp duty is payable at 1% on properties up to the value of €1 million euro and 2% on properties over this amount.
A Solicitor is required to purchase a property to complete the legal paperwork.