Buy To Let Investment Property Mortgages:
Nova Mortgages provides advice on Buy to Let mortgages for Individuals, Companies (existing or newly formed SPV’s) and buying an investment property under a Self Administered Pension Fund.
Key Considerations that our advisors will guide you through:
- Pros & Cons of Individual v Company (SPV) purchase for rates, tax treatment, etc.
- Lender product offerings, rates, and pros and cons of Interest Only v Capital & Interest repayments.
- Costs ie Stamp duty, legal fees, valuation fee and structural survey, bank application fees.
- Rental income cover: How lenders will underwrite
- Age limits when buying through an SPV
- Rental Income requirements for investment proposals
- Maximum Loan to Value for Investment Proposals